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Latin AmericaNon-EU
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Uruguay

Uruguay is a stable South American jurisdiction with structured residency routes, strong civil infrastructure, and notable second-residence appeal for HNW relocators. Bordercase coordinates with licensed Uruguayan partners.

HNWStable economyLatin America hubBanking

Currency

UYU

Language

Spanish

Time zone

UTC-3

Non-EU

South American country.

Stability

One of the more stable LatAm economies.

New-resident tax

Tax holiday for qualifying new residents (with conditions).

Routes

Residency options

Uruguayan residency routes:

  • Standard residency - proof of income / qualifying activity
  • Investor route
  • Retirement / pensioner route
  • MERCOSUR fast-track for member-state nationals
  • Family reunification

Company

Company setup

SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.

Banking

Banking

Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.

Family

Family relocation

Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.

Documents

Documents you may need

Typical Uruguayan documents:

  • Passport
  • Apostilled foreign documents
  • Proof of income or investment
  • Health insurance
  • Spanish translations where required

Risks

Risks we watch for

Risks Bordercase watches for in Uruguay:

  • Tax residency triggers (the new-resident tax holiday has conditions)
  • Banking documentation and source-of-funds rigor
  • Apostille + Spanish translation requirements

Document readiness

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Also in Latin America

Other jurisdictions in the region

Country content is informational. Bordercase does not promise residency, citizenship, banking, or tax outcomes for any jurisdiction. Regulated legal, tax, and fiduciary advice is provided by licensed partners.